By definition, many people who come to speak to us have often spent time and energy saving for a rainy day. They are aware that they have built up a pot of money, but perhaps aren’t quite sure what a rainy day would look like, or whether they can enjoy any of their savings while the sun is shining.
Our work together often involves planning for what their ideal future looks like, understanding the various risks and trip hazards that might impact that future, and working backwards to see what ability they may have today to perhaps make gifts to family or friends, go on that trip of a lifetime, or take a leap to start on a new venture.
If we plan for the worst and hope for the best, we can often give context to the impact that decisions made today will have on our clients’ financial future. Some may be best advised to wait for that rainy day, but for others, it may be the case that they can have their cake and eat it.
Get in touch if you’d find it helpful to look at what your current financial situation means for you, and your choices and your future.
Written by
Claire Harlow (APFS) – Chartered Financial Planner
Photo credit: Pixabay/NickyPe